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Contractor payment schedule calculator
Turn a project quote into a clear deposit, milestone payment, and final payment schedule without leaving money unassigned.
Project cash-flow plan
Split the contract into clear payments
How it works
- Enter the total contract price and deposit percentage.
- Choose equal milestone payments or enter custom percentages.
- Set the final payment and review whether the schedule totals 100%.
Payment schedule formula
- Payment amount = total project price x payment percentage.
- Equal milestones divide the amount left after deposit and final payment.
- Scheduled total = deposit + milestones + final payment.
Common payment schedule mistakes
- Using dates instead of measurable completion milestones.
- Collecting too little before major material purchases.
- Sharing a schedule that is under or over 100% of the contract.
Frequently asked questions
How should contractor payments be scheduled?
A common structure uses a deposit before work, progress payments tied to visible milestones, and a smaller final payment after completion. Local laws may restrict deposit amounts.
Should milestone payments be equal?
They can be equal for simple projects, but custom percentages are often better when material procurement or labor intensity varies by phase.
What happens if the schedule does not total 100%?
Veltril Quote shows an unallocated or overallocated warning. Adjust the deposit, milestones, or final payment before sharing the schedule.
Does the tax included toggle calculate tax?
No. It labels whether the project price already includes tax so the client breakdown is clear without adding tax twice.
Put the schedule inside a client-ready quote
Confirm the full project price first, then use the existing quote flow for professional PDF export and public sharing.
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